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What is Switching to Savings account ? - This refers to placing your money that you have in a savings account where it will earn interest. How can I make money? - Just sign up for a card and place your debt on the card for the year. Since you can get 0%, and the difference on your other card might have been anywhere from 8%-30%, then you could save hundreds if not thousands over the 12 month span. How much money can I make? - It may be only 1%-4% of the money in the account. The percentage depends on the market. How much time do I have to invest in it? - Opening the account, and making sure that you money gets placed into the savings account. Does it cost anything? - NO,...but make sure there are no hidden fees or balance transfer fees involved.