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What is Get a better interest rate? - This is regards to finding a better mortgage rate online.

How can I make money? - By changing your mortgage and getting a better interest rate, you can save hundreds a month.

How much money can I make? - Anywhere from $50-$500 per month depending on the differnce in the 2 mortgages.

How much time do I have to invest in it? - Just the time of searching for the right mortgage, and setting up a time at the bank to lock in a rate, then close.

Does it cost anything? - There are closing fees that can be tied into your mortgage, or waived if taking negative points on your mortgage.